Appraisal for Banks and Credit Unions

Articles and appraisal guidance focused on vehicle valuations for banks and credit unions, including collateral assessment, lending support, portfolio review, and risk management considerations. Content in this section reflects real-world appraisal experience supporting financial institutions with accurate, defensible vehicle valuations.

Appraisal for Banks and Credit Unions

What Is an Actual Cash Value (ACV) Appraisal and Why It Matters

Professional appraiser inspecting a vintage Ferrari for an ACV appraisal. Actual cash value appraisal. Classic car appraisal. Certified appraisal.

When a vehicle is totaled, traded, financed, or insured, the number that really matters is its Actual Cash Value (ACV). This figure represents what your vehicle is truly worth in the current market—and it plays a vital role in insurance…