The appraisal clause in an auto insurance policy allows an insured driver to dispute the insurer’s total loss valuation by hiring an independent appraiser to determine the vehicle’s fair value. Understanding the Appraisal Clause When your car is declared a…
When your car is declared a total loss, it can be frustrating especially if the insurance company undervalues it. In Florida, policyholders have the right to dispute a total loss offer under the appraisal clause, but this must be done…
When your vehicle is severely damaged in an accident, the insurance company may declare it a total loss. In Florida, this determination follows a specific law known as the “80% Rule”—a rule that defines when a vehicle is beyond economical…
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